Monday, April 1, 2024

How Much Spending Money Should You Bring on a Cruise?

how much cash to bring on a cruise

Or you can wait until on the ship and they will be automatically charged to your account, with no need to pay with physical cash. So for drinks at the bar, souvenirs in the cruise ship gift shop, or excursions booked while on the ship, you’ll charge them to your room and pay later. You won’t require cash for 99% of purchases on a cruise, whether specialty restaurants, cocktails, or souvenirs. Plus, you’re never required to make any extra purchases in the first place if you take advantage of the complimentary options available on a Royal Caribbean cruise. If you use cash to fund your cruise account, there may be a limit on the amount of daily expenses that you will be permitted to incur. If you exceed that amount, you will be asked to provide additional funds for your account.

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If you have just a few days available and want to test the waters first, consider a short cruise to Key West and the Bahamas. These fun, approachable ports are perfect for first-time cruisers and boast great food, sunshine, and excursions for both unwinding and adventure. Cruise ships typically offer spa services for an additional charge.

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Although booking with your cruise line will eliminate the middle man, you won't get a cheaper price, and it's not always the best idea in terms of value. Additionally, if you live near a cruise port and have a flexible schedule, be on the lookout for last-minute resident rates. The easiest thing you can do is familiarize yourself with standard cruise pricing across the industry so you'll know a good deal when you see one.

Keep Track of Your Expenses

Cruise ships operate on a cashless system where purchases are charged to your onboard account, which is linked to a credit or debit card. Many cruise ships have begun allowing guests to charge casino purchases to their onboard accounts. Cruise ships typically run as cashless societies and require guests to set up an onboard spending account using a credit card. After activating their shipboard account, guests receive a keycard that functions as their onboard credit card and room key. Having a keycard is more convenient than carrying cash or multiple credit cards with you as you relax on your cruise. When it comes to how much cash to bring on a cruise, there are several factors to consider.

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On the other hand, you may find one-of-a-kind items that you want. Charge it on your cruise card and pay with your registered credit card at the end of your cruise. Smaller items such as baseball caps and jewelry gifts often go on sale closer to the end of the cruise. If you’re a seasoned traveler and want to visit favorite destinations in a new way, consider a cruise to the Mediterranean.

how much cash to bring on a cruise

You’re probably wondering what shore excursions are, how to prepare for your cruise, and what to pack. On some cruise lines, like MSC, you are able to ‘load’ money onto your account using machines around the ship. If you are going to want to visit certain paid-for attractions it is important that you factor the cost of this into your cruise. I very rarely pay using cash, preferring to pay by card or prebook tickets online before visiting the port. It is definitely worth spending some time researching the ports that you are visiting to determine if you need to pay extra for transport.

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They have a pre-purchased beverage package and an internet package already included in the price of the cruise. Often, organized ship excursions come with a guide and are more expensive than booking with a private excursion company. If you purchase a wifi package, do it before you leave home.

Tipping beyond the automatic service charge is a controversial topic that we won’t dive into in this article. The cheapest time to cruise is during hurricane season, the period of time between June and November when hurricanes are most likely to occur in the Atlantic. Working with a travel agent is another great way to increase value for money.

You can even track your expenses via the Celebrity Cruises app. Using an ATM in your destination is one of the easiest and best ways to get the local currency. However, you can also order currency through your bank before you leave for a Mediterranean cruise, so you don’t have to track down ATMs during your journey. Overall, bringing cash on a cruise provides flexibility, convenience, and the opportunity to make the most of your travel experience. Another major cruise destination where dollars are widely accepted is Mexico.

However, you will most likely not get a great exchange rate, so for small transactions, you may want to have some Mexican Pesos with you. Always ask before you are seated at a restaurant whether or not they take credit cards – most places in popular cruise port destinations in Mexico will take cards. In some ports, the local currency is at par with the U.S. dollar, as in the case in Bermuda and Cayman Islands. U.S. dollars are accepted in Aruba, but the local currency is the florin, worth $.056 U.S. dollars, and many vendors prefer to provide change in the local currency. In Europe, the euro is a common currency with the exception of places like the U.K., which uses the pound sterling.

And if you want to tip your room steward or waitstaff above the prepaid gratuity, then bringing a little extra cash is the best option. We highly recommend paying for anything OFF of the ship in cash. Port areas in tourist areas in the Caribbean and Bahamas are typically safe from violent crime, but petty crime like theft — or credit card fraud — could happen. So if you plan to pay for meals and entertainment with a card, there is the risk of being overcharged, charged twice, etc.

Give them their own cash to spend as they will, and when it's done, it's done. When getting ready for a cruise, many people are unsure how much cash to bring. The cruise has been paid for, and most costs have already been purchased through drink and dining packages, and pre-booked shore excursions for days in port. You’ll use your SeaPass card to pay for drinks, spa treatments, specialty restaurants, casino credit, and everything else you can think of.

These machines are typically located in public areas such as the atrium or casino and allow passengers to withdraw cash using their debit or credit cards. All of your cruise expenses are taken care of with your onboard account. You will already have paid your cruise fare and may have added pre-paid gratuities, and such things as a drinks package and excursions to the amount prior to sailing. Just don’t forget that cash tips are on top of the automatic gratuities that cruise lines charge. It’s a great way to thank the hard-working staff that makes cruise vacations so relaxing. Each cruise line has a set per-person, per-day amount that it will charge to each cruiser's onboard account, based on the type of cabin in which they're staying.

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